Credit Card Companies

Posts Tagged ‘credit card companies’

How can I obtain a business credit card using only my TIN?

Are there any credit card companies that provide credit to small businesses using only their TIN or EIN as opposed to my social Security number. And also, once I receive a number from Dun and Bradstreet do they create a create profile for me or how does that work exactly?

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For someone with bad credit what is the best credit card?

I can’t get approved for even Capital One what other credit card companies accepts bad or no credit?
and if not a credit card ,other than banks , where is a legit place to get a loan for like 1000?

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How can one use their credit cards to invest without the investment qualifying as a "cash advance?"?

Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.

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It's Feb 2008 are any credit card companies offering a 0% APR on purchases?

I’m noticing that alot of credit card companies are not offering 0% on purchases rather they are offering 0% on balance transfers and cash advance. This is not what I want since balance transfers and cash advance come with a fee.

Anyone know who is still given 0% on purchases.

Thanks

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How can one use their credit cards to invest without the investment qualifying as a cash advance?

Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.

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How should I re-establish bad credit with credit card companies? I've never been defauler for utilties,city ?

I lived in Austin TX for at least 6 years. I got very good credit but during the last 2 years i didn’t have proper jobs and used to get unemployment still i was making minimum payments. But for the last 6 months i got stuck up hand to mouth and couldn’t make the payment and credit card companies put me on collection inspite of the fact that i used to make payments on monthly payment protection plan. Anyway now I’m in the position to at least continue making minimum payments is there any fed program to convince credit card company to stop hearting the credit cosidering the present econmic condition and they shouldn’t assume that every1 is the same?

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Credit Card interest question?

I want to get a credit card, but every time I start to look, it seems like my basic knowledge of credit cards is wrong.

When the credit card companies say "Enjoy a 0% Interest* on purchases for 6 months" what does that exactly mean. I know that after that 6 months, the regular APR rate will take affect, but then what does that mean.

Can I have a credit card and never pay interest even when the APR rate is like 15%?

I thought that if you payed off your balance in full each month, then NO interest will have to payed, but when reading online I am unsure if that is true.

I should have applied for a credit card a while ago, but I have always found myself not doing that and paying w/ cash.

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Are Credit Cards Free to Use?

I’m looking to get a credit card mainly so that I can rent games and movies. I plan on using it to make purchases rarely, if ever. Are there credit cards available with absolutely no fees, assuming you pay off any purchases you make in a timely manner?

I’m a little unsure as to whether credit card companies charge you interest on ALL purchases you make, or just the ones you dont pay off on time. However, I am aware that some companies charge a yearly/monthly fee.

Thanks.

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Any credit cards that regularly offer fixed 0% balance transfers?

I have a Citi card that once in awhile offers fixed APRs of 3.99% or 4.99% for the life of the loan, or 0% for 6-9 months. I have about k credit limit. My Capital One on the other hand stinks at a ,400 credit limit. Anyways, I’m thinking of doing a balance transfer from the Citi card to my checking account for $$$ and putting the $$$ in another bank that gives 5.20% interest, giving me about ,300 at the end of the year. I then pay the credit card in full.

In other words, I’ll borrow the credit card company’s money to make money. What I’m really looking for are credit cards that offer high credit limits and occassionally offers 0% interest rates for 6 months or more, with no more than 0 balance transfer fee, so I can make money off of them.

If you know of them from experience, please let me know. For example, if you have a Chase credit card or something that offers something similar occassionally, please respond.

Thanks in advance.
Yep, I understand very well how credit card companies work. When I do the balance transfer, I do not touch the credit card at all because I know my payments I make will go towards the lowest APR amount first, effectively leaving my high APR amounts accruing interest.

I will only do this with 0% balance transfers if it’s fixed with no other gimmicks. Plus I have real good credit and am responsible in paying my bills on time.

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Will the current Administration do something about credit card debt and bad credit?

Since there are a lot of people with bad credit nowadays, do you think they will put pressure on credit card companies to help people with debt or bad credit?